top of page

Make the most out of a power-packed, comprehensive
                              Salary Account

Eligibility Criteria

  • An individual residing in India with salaried income 

  • Employees with a net monthly salary credit of more than ₹25,000

  • Applicants employer must have corporate arrangement with the Bank 

  • ​

  • Documents Required

  • One latest passport size photograph 

  • Address and identity proof documents  

  • Documents acceptable as Proof of Identity & Address (For domestic individual Savings Accounts) – Opening of Accounts/Address Change/ Periodic Updation of KYC (Re-KYC) are: 

  • Proof of Possession of Aadhaar number  

  • Passport  

  • Driving licence  

  • Voters ID card (Issued by Election Commission of India)  

  • Job card by NREGA duly signed by an officer of the State Government  

  • Letter issued by National Population Registry confirming details of Name, Address  

  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card 

  • If mailing address and permanent address are different, provide address proof documents for both 

  • Proof of Employment – payslip, appointment letter, HR letter for employment, employee ID card  

Premium Salary Account

Features 

Banking convenience at your fingertips 

  • Zero balance account  

  • Attractive interest earning on your Savings Account. For more details, please visit Rates & Charges

  • High monthly cash deposit of ₹5 lakh and unlimited free cash withdrawal at any branch  

  • Unlimited ATM transactions at NBC Nidhi Ltd. Bank and other bank ATMs  

  • 24/7 banking with Netbanking, NBC (mobile app) and phone banking 

  • Free SMS transaction alerts

  • Funds transfer – Free unlimited transactions (IMPS/RTGS/NEFT)

  • Free and unlimited Demand Drafts 

  • Free personalised ‘at par’ cheque books – unlimited  

  • Free passbook facility and monthly email statements 

Power-packed Visa Platinum Debit Card 

  • Debit-cum-ATM card 

  • Nil issuance and annual charges 

  • High daily shopping limit of ₹4 lakh and daily withdrawal limit of ₹1 lakh  

  • Personal accidental death coverage of up to Rs.1 crore* for air accident and Rs.10 lakh* for road/rail accident

  • Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale 

  • Coverage of any fraud loss or damage arising due to information obtained by unauthorised access  

Special benefits  

  • Loan facility at special interest rates ((Home/Personal/LAP/Gold/Auto/Two-Wheeler)

  • Lockers at select branches 

Hospital  Salary Account

Banking convenience

Banking convenience at your fingertips 

  • Zero balance salary account created specially for armed forces and paramilitary services personnel 

  • Attractive interest on Savings Account balance 

  • Free cash withdrawals at NBC Nidhi Ltd. Bank and other bank ATMs – unlimited  

  • Free NEFT/RTGS/IMPS transactions – unlimited  

  • 24*7 banking with net banking, NBC (mobile app), and phone banking

  • Free SMS transaction alerts

  • Nil issuance and annual charges

  • Free passbook facility and monthly email statements

  • Free personalised ‘At Par’ cheque book - Unlimited

  • Free of charge Shaurya Visa Platinum Debit Card 

  • Protection for self and family 

    • Free personal accident insurance of ₹ 30 lakh* to safeguard the family’s future  

    • Free educational benefits of up to ₹ 1 lakh* per year for 4 years for dependent child in case of accidental death of defence personnel  

    • Air accidental cover of ₹ 1 crore* 

Special Benefits/preferential pricing

  • Loan facility at special interest rates (Home/Personal/LAP/Gold/Auto/Two-Wheeler)

  • Insurance and Mutual funds

  • Availability of lockers at select branches

* Terms and conditions apply

  • One latest passport size photograph  

  • Address and identity proof documents   

  • Documents acceptable as Proof of Identity & Address (For domestic individual Savings Accounts) – Opening of Accounts/Address Change/ Periodic Updation of KYC (Re-KYC) are:  

    • Proof of Possession of Aadhaar number   

    • Passport   

    • Driving Licence   

    • Voters ID Card (Issued by Election Commission of India)   

    • Letter issued by National Population Registry confirming details of Name, Address   

  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card  

  • If mailing address and permanent address are different, provide address proof documents for both  

  • Proof of Employment – Payslip, Appointment letter, HR letter for employment, Emp ID card, Letter from Reporting Office 

bottom of page